Long-term Insurance

What is long term  insurance cover?, this is for protection in the event of a life changing occurrence like Death, retirement or disability. You would pay a monthly premium to a long-term insurance company over a long period.

Life insurance

Is protection against the loss of income, your beneficiaries receives the funds so they are protected from any financial impact. The goal of life insurance is to provide a measure of financial security for your family after you die. Life insurance can assist with;

• Regular living expenses
• Paying outstanding debts
• Funeral costs

The funds of your estate are tax free, it’s a once off payment guided by your will.

Medical insurance

Medical Aid can is a service provided when you make monthly payments to your service provider for them to undertake liability in return for a premium or contribution;

• To make provision for the obtaining of any relevant health service
• To grant assistance in defraying expenditure incurred in connection with the rendering of any health service;
• Where applicable, to render a relevant health service, either by the medical aid fund itself, or by any
• supplier or group of suppliers of a relevant health service or by any person, in association with or in terms of an agreement with a medical aid fund.

Disability cover

Disability – whether partial, temporary or permanent – can affect your family emotionally and financially as you may no longer be able to work.

Disability cover pays out if you cannot work because of an injury or illness. You can use the pay out to help with your living expenses.

This cover protects you and your family maintain your standard of living when you’re no longer able to work due to a disability.it will cover your necessary expenses or adjusting your car or home to suit your disability.